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Description the current economic and regulatory environment offers a unique opportunity to construct a sustainable business insuring asset values, which are dislocated and relatively cheap, offering disproportionately high returns. The primary concept is to insure the value of an asset or security instrument at a specific future date.
The strategy is for Strategic Insurance Group International (SIGI) to raise investment monies of USD 1,000 million to capitalize an insurance business. This insurance business will generate premiums that will also be invested thus leveraging the capital to produce excellent compound returns. ext goes here
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Executive Summary
The business plan is based on an initial capital of $1 billion, with strong scalability potential. Success hinges on two profit engines:
Specialty Insurance Company (SIC) – to generate revenue via niche insurance markets.
Investment Strategy – leveraging blue-chip securities and strategic capital investments, including opportunities for cross-selling.
Key Operational Structure
SIC: A regulated, “A”-rated company domiciled in Switzerland due to its regulatory strength and access to European markets (post-Brexit decision).
Service Company: Handles IT, claims, compliance, and data analytics, enabling efficient operations and long-term profitability. Structured for tax-efficient management of future liabilities.
Holding Company: Oversees operations and investments, based in the U.K.
Locator: An online property portal and in-house technology partner, supporting data aggregation, product cross-selling, and platform expansion.
Strategic Focus Areas
Target underserved specialty insurance markets, avoiding those dominated by large brokers or driven by price competition.
Partner with banks and financial lenders, where insurance policies help facilitate asset acquisition.
Integrate technology for client engagement (online claims, renewals), data-driven marketing, and customer retention.
Cross-Selling & Expansion
Leverage relationships (e.g. with Locator) to introduce new insurance products: property, professional, travel, medical, and life.
Expand Locator’s model into investment and energy sectors.
Future development includes financial and quasi-banking products, deepening customer relationships and recurring revenues.
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The team that will exploit the current opportunity will expand as the business units are established. The current management team has excellent reputations and long experience in the insurance sector, having executed successful ventures and built thriving businesses. They have a history of developing a powerful culture based on teamwork, innovation, client and employee satisfaction, integrity, excellent results and hard work. These shared values are also seen in the commitment to continuous learning for the entire team. The employees are the business’s most important asset and incessant development is crucial to improving, retaining and attracting the best staff.
The management team has a clear and unequivocal commitment to dealing with regulators in a transparent and co-operative fashion. They will operate with robust controls ensuring a fully integrated enterprise risk process.
Moltke’s dictum that “No battle plan survives contact with the enemy” is certainly true of any insurance venture. With this in mind, whilst the overall strategy will rarely change, tactics will be adjusted as the context changes. All business plans have vulnerabilities and the management team is experienced in identifying developments and reacting to them.